

Life is full of twists and turns and nobody can accurately predict what is going to happen in the future. On one hand, this uncertainty allows us to live every day to the fullest and enjoy spending time with our family and friends. However, it also means that events can occur out of nowhere and impact the community for a long time.
One example of this is a sudden, accidental death. While rare, an incident can happen in a second that means you won't be there to support and care for your family anymore. In fact, regardless of whether you are the main provider or not, an accidental death could affect your local community.
As such, it makes sense to think about accidental death insurance. In this article, we'll discuss what this insurance is and its advantages.

Is accidental death insurance right for me?
At Trans Pacific Assurance, we understand that not everyone can afford to take out full life insurance. However, if you want to have peace of mind if the worse occurs, accidental death insurance could be the right policy for you. This could also be a better option if you have tight budget for insurance.
What is covered by accidental death insurance?
As its name suggests, this insurance policy covers if you die as a result of no fault of your own. The policy doesn't include intentional self-injury or incidents where your actions have had a directly impact on the accident. For example, if you have a medical condition with no other mitigating factors, there is a strong chance that you will be covered.
However, if you were involved in a road accident where you were driving dangerously, this is the type of accident that wouldn't be covered in your policy.
Benefits of accidental death insurance
Death is always a tough time for all everyone. With the provision of accidental death insurance, you can make sure your family and friends can continue with additional stress.
This is one of the key benefits of this insurance. As your family are making plans for your funeral and organising your affairs, they can receive a lump sum payout to help cover these costs. The claim can be made as soon as possible with our team working hard to ensure the money becomes available quickly.
If you would like more information about accidental death insurance, contact our team today.