+675 321 6808
LinkedIn
  • ABOUT US
  • INSURANCE
    • HOME INSURANCE
      • PORT MORESBY
      • LAE
    • MEDICAL INSURANCE
      • Topic Hausik
    • MOTOR VEHICLE INSURANCE
      • PORT MORESBY
      • PMV Insurance
      • LAE
    • BUSINESS INSURANCE
  • CLAIMS
  • BLOG
  • CONTACT US
  • Agents Login

BLOG

Investing in medical insurance in PNG: What to consider

in Medical Insurance on April 10, 2018

We don't tend to think about how imperative good health is until something happens to us or someone we love. It's times like these that health insurance is there to provide a safety net.

The benefits of health insurance are clear – decreased waiting times, access to specialists, better medical facilities and more treatment options.

If you're considering taking out a health insurance policy for the first time it can be hard to know exactly what to look for.

Here are some considerations you need to take into account if you're thinking about investing in medical insurance:

Pre-existing conditions

Before you invest in medical insurance you will need to think about your pre-existing conditions – health issues you already deal with and future considerations, such as having a baby. These can affect what type of cover will be best suited to you and your family.

Family history

When thinking about your policy options, it's also helpful to look at your family history. If possible, ask your parents or grandparents whether they have experienced any hereditary conditions such as breast cancer, osteoporosis, heart disease, vision impairment or conditions that may require physical therapy. Being aware of these health issues can help you and your insurance provider tailor a suitable level of cover.

Medical insurance can provide you with faster access to better hospitals and skilled health practitioners.Medical insurance can provide you with faster access to better hospitals and skilled health practitioners.

Medical emergency

Because our public health sector is underfunded, finding the right treatment in a rural location for an affordable price can be challenging. If you live in an isolated location, without decent transportation routes, you may require airlifting in the event of a medical emergency. 

Specialist healthcare practitioners

If you have any health issues that may require a specialised medical practitioner located in a certain hospital you will need to ensure that these services will be covered in your policy.

Transportation

If you live in one of Papua New Guinea's 20 provinces, but your family lives on the other side of the country, it is important to check that your policy will cover transportation costs so that you're able to have the support of family and friends if you require it.

Since deciding on the right insurance plan can be a complicated process, the team at Trans Pacific Assurance aim to educate you about your options in a clear and comprehensive way.

Some other questions you may want to ask us could include:

  • Does the policy cover my whole family?
  • When does the cover start?
  • Can I choose my doctor?
  • Which hospital treatments does this cover?
  • Which hospitals have agreements with Trans Pacific Assurance?

If you're looking into health insurance for the first time and would like to have a chat, get in touch with a specialist today.

Related Posts

What is an excess in medical insurance?

February 3, 2020castleford_admin

Protecting your family from malaria in Papua New Guinea

January 30, 2020castleford_admin

How medical insurance gets you the best treatment in PNG

December 21, 2018castleford_admin

Categories

  • Accidental Death Protection
  • Business Insurance
  • Home Insurance
  • How to Make a Claim
  • Medical Insurance
  • Motor Vehicle Insurance
  • Uncategorized

Archives

Level 11, MRDC Haus
Corner Champion Parade &
Musgrave Street, Port Moresby
National Capital District 121
Papua New Guinea
PO Box 170, Port Moresby
(Postcode 121), NCD
Papua New Guinea
Phone: +675 321 6808
Fax: +675 321 6528
Email: info@transpacific.com.pg

LINKS

  • Homepage
  • About Us
  • Insurance
    • Home Insurance
      • Home Insurance Port Moresby
      • Home Insurance Lae
    • Motor Vehicle Insurance
      • Motor Vehicle Insurance Port Moresby
      • PMV Insurance
      • Motor Vehicle Insurance Lae
    • Medical Insurance
      • Topic Hausik
    • Business Insurance
  • Claims
  • Blog
  • Contact Us
  • Agents Login

BLOG POSTS

  • HEREISTITLE in Uncategorized on February 22, 2022
  • HEREISTITLE in Uncategorized on February 22, 2022
© Copyright 2016 - Transpacific Assurance Lmited
Website built by Castleford Media

Please fill out the form below to gain access to your free whitepaper

  • This field is for validation purposes and should be left unchanged.