As the number of cars on the roads in Papua New Guinea increases, so too does the importance of motor vehicle insurance. Check out these four reasons you need motor vehicle insurance in PNG.
1. If your car gets broken into
Motor vehicle break-ins in Papua New Guinea do occur, and it's important to know how to handle such a stressful situation. To minimise the risk, you should lock your doors and never leave valuables unattended. If a break-in does happen, motor vehicle insurance is designed to support you during this difficult time. An insurance policy can help to cover damage that is caused to the vehicle.
2. To protect yourself and your passengers
If you're involved in an accident, it's essential that you go to the police station and report it. This is a requirement of a motor vehicle insurance policy, as well the law in Papua New Guinea, and you will need to obtain a police report to provide with your claim.
3. If you damage someone else's car
If you cause an accident, you could find yourself in an awkward financial position as you may be liable to pay for the other motor vehicle that is damaged. A motor vehicle insurance policy can help you to cover the cost of repairs to your damaged vehicle.
4. If your car gets stolen
Car-jacking in Port Moresby and Lae is common, and you should always ensure your car doors and windows are locked. If your vehicle is stolen or you fall victim to a car-jacking, a comprehensive motor vehicle insurance policy can help to provide peace of mind that you're covered even in the most upsetting of times.
How to make a claim with Trans Pacific Assurance:
If you're involved in an accident, you will need to check for any injuries to yourself, your passengers or other motorists. Dial 111 or 7704 0228 to contact the St John Ambulance which will direct medical services to your location. Once you have ensured that everyone is ok, you'll need to make a claim. You should do this as soon as possible after an incident has occurred.
There are a few ways you can notify us of a claim:
- You can fill out this form on our website.
- Email us – email@example.com (available 24 hours per day/7 days a week).
- Call our claims hotline on 321 6808.
- Fax us the details on 321 6528.
In an ideal situation, we will process your claim quickly, and your vehicle will be ready to go in no time.
With the number of cars increasing across the country, motor vehicle insurance is becoming more important. If you're interested in protecting your vehicle get in touch with Trans Pacific Assurance today.