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Buying a used motor vehicle in PNG: What to look for

in Motor Vehicle Insurance on May 4, 2018

Unlike a brand new vehicle, a used car won't be subject to prompt depreciation in value, it may, however, come with some hidden issues. But as long as you put in a little bit of time and research, acquiring a reliable, insurable second-hand vehicle is easy.

Once you've decided on the vehicle for you, it's an apt time to investigate motor vehicle insurance to protect your new asset.

Before you buy a second-hand car make sure you research your options and conduct comprehensive checks to ensure it can stand up to our rough roads and variable weather conditions!

1. Research

Searching online about the particular car you're interested in will help you to gain an understanding of approximately how much a second-hand model should go for. If you're not overly knowledgeable when it comes to motor vehicles, it can be worthwhile to conduct some research into different model types and their safety ratings. In terms of fuel efficiency, you'll need to look into whether diesel or petrol will best serve your needs.

Look into a used cars history as well as what kind of insurance will best suit your needs.Before you purchase a used car it's important to investigate your motor vehicle insurance options.

One of the largest worldwide motor-vehicle recalls has been an issue in a number of vehicles fitted with defective airbags. By searching online, you should be able to ascertain whether the make and model you're interested in include them, or any other dangerous features. 

2. Comprehensive vehicle inspection

Before purchasing a used car, you'll need to get it checked by a professional to make sure it's in good condition. Other than a physical check, it's also important to inspect the vehicles current safety sticker is affixed. Cars must be inspected and tested every six months at an authorised inspection station in order to receive the safety sticker and the certificate of roadworthiness.

Make sure you see the originals of any documents rather than just photocopies.You can inspect the car yourself and take it for a test drive with friends or family. Then take it to the auto mechanics for in-depth testing.

3. Motor vehicle insurance

Vehicle insurance will help to cover the cost of roadside assistance, replacement of stolen goods and repair of extensive damage.

Motor vehicles in Papua New Guinea are mainly imported from Japan, and because of this, both new and used vehicles tend to be expensive compared to other countries, which is why car insurance is especially important.

Whether your car is new or used it will also be susceptible to damage and minor wear and tear, this is where Trans Pacific Assurance comes in. In the event of a break-in, accident or mechanical malfunction, vehicle insurance will help to cover the cost of roadside assistance, replacement of stolen goods and repair of extensive damage.

Once you have decided on your vehicle, get in touch with us to discuss tailoring an insurance solution to best suit your requirements.

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