Most times we buy a car, it isn't brand-new. It has likely lived a good life, perhaps supporting a family at one point, a farmer or even a businessman.
Of course, regardless of where your vehicle originated from or its condition, it's important that you take the time to get it correctly insured. In this article, we take a look at why it's vital that you get older cars insured and highlight some of the ways that we can help.
Is insurance an option for older vehicles?
One of the common misconceptions of buying an older car is that it can't be insured. It is certainly the case that the older a vehicle gets, the harder it gets to insure, but this doesn't necessarily rule it out completely.
As such, it's critical to get in touch with our team as soon as you buy a vehicle. From this point, we can assess the vehicle and provide you with a policy that reflects its age and condition and your overall requirements. We operate on a case-by-case basis which means that our team treats you like an individual and will work to best suit your interests.
Are older vehicles safe?
Since 1993, ANCAP has tested more than 590 different passenger and light commercial vehicles.
While new vehicles tend to feature greater safety features such as blind spot monitoring, roll over protection and electronic stability control, this doesn't mean that you aren't safe in older vehicles.
On average, newer vehicles provide more protection in the event of a crash, but by adhering to common road rules, respecting fellow motorists and keeping your vehicle in solid working order, you can maximise your safety in even the oldest vehicle. It might also be a good idea to stick to main highways and sealed roads to avoid potholes and other hazards.
If you're concerned about the safety of a second-hand vehicle, you could also undertake your own research before purchasing it. One of the best ways to do this is through the Australasian New Car Assessment Program (ANCAP), the region's top vehicle safety authority. Since 1993, ANCAP has tested more than 590 different passenger and light commercial vehicles to see how they stand up in a crash.
Each vehicle is given a safety rating between 1 and 5 stars so you can compare the best ones prior to buying it. This information is constantly updated so is ideal for those considering a second-hand vehicle.
How can Trans Pacific ASSURANCE help older vehicle owners?
We are here to ensure everyone in PNG has access to affordable and comprehensive motor vehicle insurance.
If we can provide a tailored insurance policy for your vehicle, we will offer various levels of protection to you. This includes provisions to repair the vehicle when damaged and protection for damage to other people's vehicles or property.
At the end of the day, we are here to ensure everyone in PNG has access to affordable and comprehensive motor vehicle insurance, regardless of the car that you drive. Not everyone can access a brand-new vehicle so it makes sense to make provisions for older cars as well.
For younger drivers who have just started on our roads, second-hand vehicles are a smart choice. In this case, we'll ensure you have the right level of protection to match your driving ability and age.
If you want more information about how we can help your personal situation, get in touch with our friendly team today.